Owning a business means loads of hard work and investment in your enterprise. You can protect your time and money with a commercial liability insurance policy, also known as general liability insurance. This type of policy protects your business if it is exposed to liability, which is common today.
If someone were to win a legal judgment against your business, such as after an injury on your premises, how would you pay for the damages? This situation can be the ruin of many types of business, especially startups and smaller companies.
Fortunately, commercial liability insurance can cover damages and address liability risks specific to your industry and business. We are independent agents who are familiar with the business climate in San Diego, and we’re experts at helping our clients minimize financial difficulty following liability. We have numerous commercial insurance products available to suit your unique business.
Specialized Commercial Liability Insurance
We usually suggest a general liability policy to start with, but you may want to add more specialized insurance that covers your needs:
Errors and Omissions Insurance
Popular with architects, engineers, accountants, and tech businesses, this type of policy covers you for errors and omissions that result in serious consequences.
Employment Practices Liability Insurance
There are many ways your company might be at risk of liability beyond an accident or injury. This coverage includes discrimination, sexual harassment, wrongful termination, and similar violations of employee rights.
Directors and Officers Insurance
Your business’s leaders may be particularly vulnerable to risk. This coverage protects you in the event of omissions, negligent acts, and misleading statements.
Without commercial liability insurance, you could be putting everything you have invested in your business on the line. Call The Insurance Place at 760-643-2100 today or send us a message online to let us know how we can tailor a commercial liability policy to your business’s requirements. You can focus on doing what you do best without the worry that your hard work could be wiped out by one unexpected incident.