---
title: Insurance Blog | The Insurance Place in Carlsbad, California
description: Read The Insurance Place blog for local, interesting and up-to-date California insurance news.
---

# The Insurance Place Blog

## The Insurance Place

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[**Own a home? Here are two policy options you should know about** — If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two common situations you may be unaware of — and the affordable options that can… — Feb 5, 2021](/blog/2021/own-a-home-here-are-two-policy-options-you-should-know-about)

[**Porch Safety: Should You Leave the Lights On?** — It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this time of year, when the days are short? — Those answers can differ depending on a… — Jan 8, 2021](/blog/2021/porch-safety-should-you-leave-the-lights-on)

[**Don’t Delay — Start Thinking About Winterizing Your RV Today** — Unless you’re headed to a warmer climate for the winter — or you live in one already — fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because _you_ may be in a warmer climate doesn't necessarily mean your RV is — RVs can be… — Dec 4, 2020](/blog/2020/dont-delay-start-thinking-about-winterizing-your-rv-today)

[**10 Things to do to Prepare Your Home for Fall** — Fall is a wonderful time — if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and big ones before they become catastrophes. Here are 10 tips to help: — **Look up.…** — Nov 6, 2020](/blog/2020/10-things-to-do-to-prepare-your-home-for-fall)

[**What is water backup coverage and why is it important?** — Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially dangerous, it’s also expensive. On average, most water backup claims cost $5,000-$10,0… — Aug 20, 2020](/blog/2020/what-is-water-backup-coverage-and-why-is-it-important)

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