Imagine your license is suspended for a driving violation. Now imagine trying to get around California without the use of your car. Sure, you could use public transportation—but that can’t replace the freedom of having your own car. A driving violation in California can be a hassle, but a suspension can be downright crippling.
If you have a suspension on your driving record, you may need a certificate for SR22 insurance. Also known as a financial responsibility form, SR22 insurance California shows the DMV that you are taking responsibility for your driving violation.
Vehicle insurance requires you to have an SR22 insurance form in order to drive legally. Without it, you could face another suspension from the DMV. While SR22 insurance California may not actually be a form of insurance, it combines with your current policy to prove you have coverage.
Our job is to find you cheap SR22 California that meets the requirements of the state and gets you back on the road. We at The Insurance Place are deeply committed to your needs and your freedoms. Let us help you get the cheap SR22 insurance California you need!
Why Do I Need SR22 California?
Without a car, you aren’t likely to get far in the Golden State. Nothing can make up for the convenience and comfort of your own wheels. But if your license gets suspended, there’s not much you can do.
Luckily, getting an SR22 can get you driving again.
Your license can become suspended for a variety of violations:
A DUI or DWI
An at-fault accident without having insurance
Repeat traffic offenses/tickets
A revoked or suspended license
As your insurance agency, we’ll find you affordable California SR22 insurance quotes. But first you need a car insurance policy. Together, these will allow you to recover after a traffic violation.
What Exactly Does SR22 Insurance Do?
SR22 car insurance reinstates your license, allowing you to maintain your driving privileges while your license is suspended. Having the certificate with you lets the DMV know you’re paying the price for your violation. Your SR22 insurance California will also meet the state’s minimum insurance requirements.
You can choose from several types of SR22 insurance:
Operator’s Policy – covers financial responsibility if you don’t own a vehicle
Owner’s Policy – covers financial responsibility for vehicles you own
Broad Coverage Policy – covers financial responsibility for all vehicles
Car insurance SR22 California usually requires you to carry your form for a period of 3 years. After that time, if you maintained insurance coverage during those 3 years, you will not have to carry the SR22.
What Determines the Cost of an Insurance SR22 Form?
As if paying higher car insurance weren’t bad enough after an accident, the added cost of an SR22 can seem like a major hassle. However, you may have to pay more according to a variety of factors. Your age, driving experience, driving history, and even your marital status can affect the cost of the SR22 and your other insurance coverage.
Because of your recent violation, your regular car insurance California may increase. The added expense, plus the stress of not having a car to drive, can seem pretty overwhelming. But if you’re looking for some peace of mind, call The Insurance Place! We can help you choose an SR22 plan on the cheap and get you driving again!
Get Back on the Road with an SR22 Plan and Great Insurance Coverage
You may need an SR22 for more than just license suspensions. The DMV may require you to carry a form if your record has unsatisfied records, major convictions, or if you had (or currently have) no insurance.
If you need a California SR22 because you did not have car insurance, we want to help you! We can find you affordable auto insurance rates—and a CA SR22—to help you stay on the right side of the law.
An SR22 can help get your driving privileges reinstated. Get started today by calling The Insurance Place.
Contact us or call at 877-358-7722. Our agents are standing by to help you.
The Insurance Place employees have always been helpful and knowledgeable. We use The Insurance Place as a one-stop-shop for our insurance needs, as we value their expertise & experience.
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