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California Vehicle Insurance > California Vehicle Insurance

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California Vehicle Insurance

All your questions about California vehicle insurance are answered right here at The Insurance Place.

We have an insurance agent just for you who can deliver a high quality customer experience tailored to your needs. Whether you need to know what to do when you’re at fault in an accident or what exactly comprehensive coverage does for you, we can help. California car insurance has only become more complicated over the years, and we have pledged our every resource into making sure you know the ins and outs.

At The Insurance Place, we understand one size of insurance coverage does not fit all. You have specific needs not only as a driver who needs California car insurance but also as an individual. We are committed to learning your needs and providing whatever it takes to get you back on the road free from worry and completely protected.

California Car Insurance State Requirements

“How much vehicle insurance do you actually need?” People ask us this question all the time, and we are more than happy to share the answer. Much like other states, California requires a minimum amount of vehicle insurance. This minimum coverage will allow you to drive confidently knowing you have taken steps to get protection.

A typical amount of minimum California car insurance policy looks like this:

  • – $15,000 liability insurance for one person
  • – $30,000 liability insurance for more than one person
  • – $5,000 liability insurance for property damage


Accidents aren’t fun, especially when you are found at fault. But California car insurance can help make sure your accident does not leave you in dire financial straits. But you can only be protected if you get the right coverage. Additional California auto insurance includes:

Comprehensive coverage – Unfortunately, accidents can happen off the road or even when you aren’t in your car. Comprehensive coverage protects you against damages such as theft, vandalism, storms and natural disasters, and other non-traffic collisions.

Collision coverage – The bare minimum coverage does not usually cover damages to your own vehicle in an at fault accident. With collision coverage, your car’s damages are taken care of.

You can’t afford to get caught without California auto insurance. Getting into an accident, even if you are not at fault, may result in fines, penalties, traffic citations—even having your car impounded! That’s a lot to worry about for the simple mistake of not having California auto insurance.

We can customize your California auto insurance to your specific needs.

Your needs matter. Your search for quality insurance, be it for California auto insurance or a life insurance policy, can seem hopeless when you’re choosing a plan. But we can help. Our commitment to excellence aligns with your needs to get you quality insurance based on your every qualification:

Location – You can get location-based car insurance San Diego, Los Angeles, San Francisco, or anywhere else you drive your car. We provide you with coverage plans to protect you from the most common types of accidents in your specific region. Think of it this way: if you don’t need storm coverage for your car, you shouldn’t have to pay for it in your insurance plan—and we will make sure your plan has only what’s necessary.

Budget – If you’ve been affected by the economy, you have most likely become cautious about how you spend your money. This makes finding an auto insurance plan that fits your needs incredibly important. We want to find you the most complete California auto insurance for a price you’re comfortable with.

Driving Record – Insurance companies reward good driving—especially in California where cars are everywhere. If you have no marks on your driving record, you may be eligible for discounts on some insurance plans. We can work with you to make sure your good driving skills are rewarded.

Contact us to get a free quote for your California auto insurance!

The Insurance Place is always there. If we have questions whether it is on prices or our policy, they are there & will stop their business to explain it. They have helped us with many different situations.

- Dawn
6 California Boating Destinations Where You Absolutely Need Boat Insurance

Thinking about boat insurance isn’t much fun. Since it isn’t required in the state of California, you might not even think you need it. However, boat insurance can be invaluable—especially when you’re heading to one of the 6 popular boating locations we’ve listed here.