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California Vehicle Insurance > California Boat & Jet Ski Insurance

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Looking for the best online insurance rates? You’ve come to the right place! Since 1994, The Insurance Place has offered high quality, affordable insurance. Contact us today!

Boat Insurance and Jet Ski Insurance

Ask anyone: The pleasant climate of California provides some of the finest swimming locations in the world. Locals and tourists both can enjoy swimming in the bright waters of the coast or in beautiful mountain lakes. But if you’re looking for even more fun, boats and other personal watercraft (PWC) can turn a relaxing day at the beach into a thrilling ride across the waves!

While riding boats and Jet Skis make for a great time, it’s important to stay safe. Unseen obstacles beneath the waves can cause unforeseen accidents and damage your vehicle—or worse—hurt you or another person. If you want to have a safe and fun vacation, boat insurance is your solution. Even the average cost of boat insurance can provide you plenty of protection for you and your investment.

Boat insurance offers you specialized vehicle insurance. Your normal policy most likely does not provide coverage for your PWCs.

But what does boat insurance cover?

  • Boats
  • Jet Skis
  • WaveRunners
  • Other Personal Watercraft


In the current economy, stretching your dollars and making them count is a vital part of everyday life. But that shouldn’t stop you from having fun on the water! At The Insurance Place, we have recognized the need for boat insurance plans you can actually afford. We deliver consistent, quality results to find and compare boat insurance plans—no matter your budget! Instant boat insurance quotes are waiting for you at The Insurance Place!

Relax or Ride In Safety with Boat Insurance

Heading to the water for your next vacation? Don’t forget your Jet Ski insurance or boat insurance! With the right plan, you and your family can have coverage for any unexpected situations. Don’t endanger your family or other ocean- or lake-goers by not having insurance. Whatever your on-water plans, an insurance policy can ensure the protection of all.

Typically, you can expect your boat insurance plan to cover you for:

  • Personal liability
  • The boat itself
  • Machinery (motor, etc.)
  • Medical expenses
  • Physical damage perils


Basic US boat insurance quotes will provide you with the above features. Generally, this level of coverage provides just enough to account for the more common occurrences that come with boating. But what if you need more from your insurance plan? Will basic coverage be enough to protect you from the biggest disasters? Luckily, you can get a more comprehensive boat insurance quote to find you coverage for:

  • Boat/hull replacement
  • Agreed/Actual cash value
  • Liability coverage only


We can provide you with free boat insurance quotes as unique as your needs. For example, you might be on the other side of boat owning, renting them out at scenic tourist locations. If you own a boat rental service, you may need more specialized boat insurance that exceeds the needs of basic coverage. A boat insurance quote for boat rental owners will provide your business with more specified coverage for visitors who use your rental watercraft. Without it, you may be liable for any injuries or damages that occur—which may lead to an end to your business.

You can’t afford to be the victim of a disaster. Get boat insurance and get protected.

You can make a major splash at your lakeside vacation with boats and watercraft—just make sure to have the required protection, too! If you’re looking for a new vacation spot to take your boat or Jet Ski, make sure you have the proper amount of boat insurance to cover disasters.

What Does Boat Insurance Cost?

Expecting a high boat insurance cost for your policy? Think again! We can find you a boat insurance quote that provides you with ample coverage for only dollars a day—or less! It all comes down to determining how much boat insurance you need.

Ask yourself: What do you want to do with your PWC?

If you enjoy the peace and tranquility of the lapping waves, fishing pole in hand, you may benefit from basic boat insurance. This insurance covers you for gradual wear and tear to your boat, as well as liability. You may even add optional coverage for your fishing equipment to your boat insurance quote. Then you can bring your best pole without fear!

Are you a thrill-seeker? Do you enjoy feeling the rushing wind as your Jet Ski bounds over breaking waves? Jet Ski insurance may be right for you. Adding Jet Ski insurance to your boat insurance quote will provide you with insurance for your high-speed.

Boat insurance cost will vary depending on your needs. And we are committed to learning just what you need to keep you protected. Your satisfaction is our goal—and that includes keeping your plans affordable to your liking.

Protect Your Investment with a Boat Insurance Quote

Like a house, a boat is a big investment. To protect that investment, a boat insurance quote can give you an idea of what it will take to keep it in good condition. Worried about boat insurance cost? Not every boat insurance quote will have what you need—that’s why we are committed to learning your needs.

Thinking of investing in a boat someday? Even if you do not have a boat yet, you can benefit from a boat insurance quote. We can offer you boat insurance rates that not only consider your present needs but also your future needs. No other insurance agency will offer you the kind of reliable service as we do. We listen to your wants and concerns while keeping an eye to your future needs. This proactive approach allows us to offer you boat insurance that goes far beyond simply maintaining your investment, and enhances it instead.

Don’t let a fun day on the water pass you by! Contact us for boat insurance quotes and comparison to fit your every need. With boat insurance, you can have the lake-side or beachfront vacation you’ve always dreamed of having—and you won’t need to worry about being unable to pay for some unforeseen circumstance.

Get insured and get protected—and it won’t cost you a ton to do so! It’s the safe, affordable, and responsible solution.

The Insurance Place employees have always been helpful and knowledgeable. We use The Insurance Place as a one-stop-shop for our insurance needs, as we value their expertise & experience.

- Lisa
6 California Boating Destinations Where You Absolutely Need Boat Insurance

Thinking about boat insurance isn’t much fun. Since it isn’t required in the state of California, you might not even think you need it. However, boat insurance can be invaluable—especially when you’re heading to one of the 6 popular boating locations we’ve listed here.