TOLL FREE: 877-358-7722

San Diego Insurance> San Diego Commercial Umbrella Insurance

Start Your Quote!
Save up to $500 annually on your auto insurance.

Looking for the best online insurance rates? You’ve come to the right place! Since 1994, The Insurance Place has offered high quality, affordable insurance. Contact us today!


Business Umbrella Insurance in San Diego

Can you afford a multi-million dollar settlement?

Even with the help of San Diego insurance, your business might not be prepared to deal with a large-scale lawsuit. If you often think, “That won’t happen to my business!” you aren’t alone—no one thinks it will happen to them. But it does. The truth is every business owner is vulnerable to large lawsuits. No matter what size you are, what business you’re in, or where you’re located, accidents still happen.

Do you have business insurance San Diego that can cover you if the worst should happen? Even if you do, that might not be enough. Settlements are growing larger every year. Limits that once seemed adequate may no longer provide the protection you need today. That’s why we offer umbrella business insurance San Diego.

Umbrella business insurance can mean the difference between stability and bankruptcy.

Umbrella business insurance pairs with your commercial general liability insurance and other plans to provide your business with complete coverage.

“Wait a minute,” you think. “If I already have business insurance San Diego, why do I need more?” The sad truth is that as settlements grow so do the amount you may have to pay. Even small businesses are vulnerable to a major catastrophe or a huge lawsuit. If your business suffered one of these, these losses could exceed your primary insurance coverage—especially if you haven’t protected your business with umbrella insurance. Your current coverage may not be enough, which is why umbrella insurance works so well.

As its name suggests, an umbrella policy for your business in San Diego covers you beyond the limits of your basic business insurance San Diego. It’s important because it covers unexpected, costly events. The good news is it is affordable and, in certain instances, it could literally save your business. Think about it: One unhappy accident could lead to the end of your business—and an end to your dream. The relatively inexpensive cost of San Diego business insurance is a small price to pay for the peace of mind it brings.

Umbrella business insurance policies provide additional liability insurance coverage after the limits of your underlying policy are reached. For instance, several people are hurt on your property and require $1.75 million in medical treatment. Your underlying insurance policy has a liability limit of $1 million. At this point you either have to pay $750,000 out of pocket (if you’re found liable) or, if you have an umbrella insurance, that policy will cover the additional $750,000.

Bundle Your San Diego Business Insurance Plans to Get Protected and Save Money


Bundling your business owner’s policy to include both liability and property insurance can protect every aspect of your business. And not only that—bundling them together gets them to you at a far more affordable price than if you were to buy them separately! If you’ve been shopping around for San Diego business insurance plans for your small business, wouldn’t it be easier to get your needs covered from a single source? Less headaches and more time for you to focus on your business—sounds pretty good to us! We can help you find San Diego business insurance that has everything you need to run your company smoothly and stress-free.

Investing in an umbrella San Diego business insurance policy is one of the safest decisions you can make this year. When executed correctly, umbrella business insurance is the most affordable way to ensure you are covered.

Contact us today for a hassle-free quote to learn how you can get covered and save money. We know you have needs, and we want to see them met. Let us lend you our resources to find the best policy for your needs. The extra protection from umbrella insurance combined with bundling your policies can put your business on the road to success. It could save your business some day!

Kellie always works very hard to find us the best rates she can. She is very professional and always explains all options. I feel confident when Kellie gives me a quote that she has done the research.

"
- Linda
What Is Supplemental Life Insurance?

Supplemental life insurance is an additional form of coverage that can fill in the gaps offered by your standard life insurance policy. It is often used when an employer offers life insurance as part of a benefits package but it doesn't provide enough coverage to fit your needs.