The road can be a dangerous place to do business. But when you’re a small business owner with people to see and products to deliver, you might not have a choice!
Even with the high cost of gas and the rise of telecommuting, there’s no getting around the reliability of the road. But in San Diego, that can be a dangerous business for anyone. The sheer amount of drivers makes even a nearby delivery a risky prospect.
If you’re looking to cut down on business risks, commercial car insurance is the way to do it. When your fleet of delivery trucks, vans, or cars hits the road, a single accident can be the end of your business. Commercial car insurance will protect your business from whatever unexpected surprises are right around the bend.
At The Insurance Place, we can provide you with business insurance quotes to cover every aspect of your small business. But if you’re based in San Diego, having commercial car insurance is essential. This is one type of insurance you should not do without!
Why You Need Commercial Car Insurance
Providing your company with commercial liability insurance is vital to your peace of mind. Even if you or your employees have their own personal auto insurance, your business as a whole still needs commercial auto insurance. Vehicles involved in an accident while engaged on company business will not be covered by a personal policy.
Think of it like this: Your personal car insurance San Diego policy protects you if you get in an accident. Well, your business needs similar protection. If you or an employee injures someone or causes property damage in a traffic accident while on the job, only a commercial auto insurance policy can help you cover the charges.
Your small business may not have the financial means to recover if you’re found liable for a bad traffic accident. That’s where commercial car insurance comes in, providing you with liability protection and covering payments owed.
Still have questions about business auto insurance vs personal policies? Your business policy provides protection in much the same way. The main difference is that your business policy can cover multiple members of your business and multiple vehicles. We have a variety of policies for all types of commercial vehicles:
The rules of the road (California’s roads, at least) demand that you must have small business auto insurance. And you want to stay protected. So make the smart decision and get your vehicles and drivers insured!
Get the Best Protection for Your Business
Are you willing to risk your business over a bad traffic accident? With the high rate of road accidents in San Diego, you want to make sure your vehicles and employees are appropriately covered.
Thankfully, even the bare minimum of commercial car insurance will provide a decent amount of coverage:
Bodily injury. If you or an employee are at fault for an accident that causes bodily injury to the other driver, your policy can help cover the charges.
Limit per person (single person injured)
Limit per accident (multiple people injured)
Property damage. Your commercial car insurance policy can even cover the damages to the other person’s property.
Find Cheap Business Insurance Plans from The Insurance Place
Is your business tight on funds? Don’t despair—even cheap commercial car insurance can protect you. Finding affordable cheap truck insurance or van insurance isn’t hard; you just have to know where to look. And if you’re already reading this page, then you’re in luck!
Let The Insurance Place provide you with a list of business auto insurance comparison quotes to choose from. With prices according to budget or amount of protection, you’re sure to find a plan that fits your needs.
Contact us for all your insurance needs. We offer far more services than your run-of-the-mill commercial auto insurance carriers. With full-service business plans, comprehensive commercial property coverage, and much more, The Insurance Place can prepare you for whatever may come.
Ready to get on the road to success? Give us a call today!
As the owner of a small business, I have a lot of hats to wear. Because of my trust in Name and The Insurance Place, one I don’t have to wear is that of an “insurance expert”. I rely on Chris and the excellent support staff at The Insurance Place to not only advise me about the important changes in the insurance industry, but also to act as my representative, shopping my insurance needs to competitive suppliers for the best prices on the best coverage. Name is a true insurance professional and I value his counsel greatly. Of all the professionals I lean on in my day-to-day operation, Name ranks up there with my attorney, accountant and banker as a key advisor.
6 California Boating Destinations Where You Absolutely Need Boat Insurance
Thinking about boat insurance isn’t much fun. Since it isn’t required in the state of California, you might not even think you need it. However, boat insurance can be invaluable—especially when you’re heading to one of the 6 popular boating locations we’ve listed here.