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Renters’ Insurance: Why You Should Have It and How It Can Protect You

Posted by: Insurance Place by: June 19, 2014

For many hardworking San Diegans, renting a place of residence can be more affordable and convenient than owning a home. But even as a renter, you should consider having renters’ insurance. San Diego renters care for the contents of their home just like regular homeowners, so it’s a good idea to invest in some extra protection. Let The Insurance Place clue you in on everything you need to know about renters’ insurance!

Why renters’ insurance?

If you’re renting, your landlord only has insurance on the building; this does not include the contents of your rental unit. Renters’ insurance in San Diego covers your personal property against fire, theft, and vandalism, giving you peace of mind against all the perils of life.

What it protects

Most renters’ insurance resembles that of home insurance: San Diego residents who own it can rest easy knowing their property is protected. However, renters’ insurance also comes with a variety of options for budget-conscious and industrious renters. If your property is damaged in some way, renters’ insurance with actual cash value can cover it, but only for the item’s depreciated cost—but if you have replacement cost coverage, this pays you what it actually costs to replace the items, less the deductible.

Renters’ insurance in San Diego gives clients a personalized way to protect their property. Homeowners often invest in home insurance; San Diego renters would be wise to invest in renters’ insurance. Contact us today!

For renters’ insurance quotes San Diego can depend on, and for the best prices on all insurance, San Diego residents should look no further than The Insurance Place for all their protection needs.

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